Lehigh Valley Homes Online - The Joe Finnerty Team Lehigh Valley PA Real Estate including Allentown, Bethlehem and Easton

Lehigh Valley Home Buying Process, Steps to Purchasing a House


Reasons for using a Realtor

 

The journey, from deciding to purchase a home until move-in day, involves one of the largest purchases in your life. It should be exciting but you should go forward cautiously. It is possible to lose thousands of dollars and never move into the house.

A Lehigh Valley Home Buyer is expected to put a deposit (escrow) on the house, then the Home Buyer has to pay for any requested inspections, mortgage application fees, and the appraisal. If the deal falls apart, the Home Buyer might get the deposit back but will not get reimbursed for any of the money spent on inspections or the appraisal. The financial loses may affect your purchase power to attempt to buy a different house. 

The complete Lehigh Valley Home Buying process:

 

 

Home Buyer Checklist

 

Buying your First Home in Lehigh Valley (Lehigh and Northampton County)

Step 1:

Get a Pre-Approval from a mortgage company. Before you even begin the home buying process, you should know your purchasing power. A pre-approval and a GFE (Good Faith Estimate) from a mortgage company or bank provides the starting point. The pre-approval provides the home seller with proof that you have the ability to purchase the home and the GFE should disclose all of the expenses you, the buyer, will be charged to obtain the mortgage.

You can use the Mortgage Calculator to give you an idea of your monthly payment.  When using the calculator, keep in mind the additional money that may be needed for title insurance, deposits, inspections and other associated costs with purchasing a home.

Step 2:

Get Educated. The internet allows you to learn more then ever about the home buying process. Here is link to everything you need to know about the Home Buying Process.

Attend a Free Home Buying Seminar

Step 3:

Work with one agent. The advantages of working with one agent are many. An agent, that is specifically working for you, should have your best interest at heart. It is the agent's job through licensure and ethics to look out for your best interest. The agent should work with you from finding the house, contract negotiations, home property inspections and mortage and title concerns.

Your Real Estate Agent, on your behalf, will manage all of the parties involved in the complete transaction (mortgage, title, inspections, seller negotiations).

Typically, a buyers agent (the agent working on your side), gets paid out of the commission the seller is offering on the house. Whether or not you have your own real estate agent, the house price will remain the same. Take advantage of the way the process works and get a fulltime agent working on your behalf. For more information, Call Joe at 484-241-1641.


Free Home Buyer Reports


As your Lehigh Valley real estate agent, I am here to make your home buying process stress-free and rewarding.

To enhance your experience, it’s my job as a real estate professional to provide you with as much valuable information as possible. Please access the free reports today!

6 Truths About Today's Marketplace That Will Help Any Buyer

12 Don'ts Every Home Buyer Should Know

18 Steps Most Buyers Take To Buy Their Home

21+ Common Closing Costs for Buyers

Questions for Your Lender

Improve Your Chances of Finding THE Perfect Home

Financing Options

Mortgage Application Checklist

Are You A Ready Willing and Able Buyer

A Proven "3 Step Approach" To Selecting The Right Property

14 Steps To Getting Yourself "In Shape"

The Top 8 Reasons For Using A Professional Real Estate Agent

8 Ways To Protect Yourself Against Unpleasant Surprises

9 Issues To Consider BEFORE Buying A Condominium

12+ Sets Of Rules And Regulations Buyer Should Be Aware Of

Do I Need An Agent When Buying A Home?

10 Key Questions To Ask A Home Inspector Before Hiring One

Things Every Buyer Needs To Know About Title Insurance

6 Keys To Make You And Your Offer Look Great

5 Simple Steps To Becoming A "Smart" Buyer

13 Common Contingencies That Buyers Might Consider

5+ Of The Most Common Hidden Defects In Real Property

Finding $ For Buying A Home

Home Buying Glossary

The Real Estate Transaction Sequence

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 Contact Me for all of Your Lehigh Valley Real Estate Needs!

Lehigh Valley Real Estate, Joe Finnerty Team 
Direct: 484-241-1641
Email:
joe.finnerty@foxroach.com

The Joe Finnerty Team
Direct: 484-241-1641

Berkshire Hathaway Home Services
Fox & Roach, REALTORS®
3101 Emrick Blvd, Suite 101
Bethlehem, PA 18020
Front Desk: 610-865-0033
FAX: 610-974-9430

Berkshire Hathaway Home Services Fox & Roach, REALTORS

 Keeping it Real in Real Estate!


 A REALTOR® is a real estate professional who is a member of the National Association of REALTORS®.

If you are planning to buy or sell a home, Lehigh Valley Homes Online has the complete MLS listings for Allentown Real Estate, Bethlehem Real Estate, and Easton Real Estate. There is information about every municipality in Lehigh County and Northampton County. All real estate sales are included. Lehigh Valley Property listings include houses for sale, condos, new homes, and over 55 plus communitities. Information on this site is provided for Lehigh Valley Home Buyers and Lehigh Valley Home Sellers.

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All information provided is deemed reliable but is not guaranteed and should be independently verified.

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